Card CompassTerms of Service
These terms are an agreement between you and Wise Travels LLC ("we", "us"), which makes Card Compass. By creating an account or using the app, you agree to them. If you don't agree, please don't use the app.
What Card Compass is, and isn't
Card Compass gives general information about credit card rewards, credits and benefits, based on the cards you tell us you have. It is not a bank or a card issuer, it is not affiliated with or endorsed by any card issuer, and it is not financial, legal or tax advice.
Card issuers change their rewards, credits, fees and terms, sometimes without notice. We work to keep our information current and show when it was last checked, but we can't guarantee it is complete or up to date. Always confirm the terms with your card issuer before relying on them, especially for insurance and purchase protections.
Answers from the in-app assistant are generated by AI and can be wrong. Treat them as a starting point, not a final answer.
Your account
- You must be at least 18 years old to use Card Compass.
- Keep access to your email account secure, since that is how you sign in.
- Never enter card numbers, passwords or other sensitive financial details in the app or the assistant. The app never needs them.
- You can delete your account at any time. See Delete your account.
Card Compass Pro
- Pro is an optional subscription, billed through Google Play: $99 per year or $9.99 per month (US prices, plus any tax).
- The yearly plan may include a 7-day free trial for new subscribers. If you don't cancel before the trial ends, you'll be charged for the first year.
- Subscriptions renew automatically at the end of each period until you cancel. To cancel, open Google Play → Profile → Payments & subscriptions → Subscriptions. Cancelling stops the next renewal. You keep Pro until the end of the period you've paid for.
- Deleting your Card Compass account does not cancel a Google Play subscription. Cancel it in Google Play as well.
- Refunds are handled by Google Play under its refund policies.
- If we change prices, we'll give advance notice as Google Play requires, and you can cancel before the new price applies.
The free version includes a limited number of saved cards and assistant messages per day. We may change what is included in the free and Pro versions over time.
Acceptable use
Don't misuse the app. That means don't try to break or get around its security or usage limits, scrape or copy its data in bulk, use it to break the law, or use it in a way that harms other people or the service.
Our content
The app, its design and our card database belong to Wise Travels LLC. You can use them for your own personal use. Card names and brands belong to their owners and are used only to identify the cards.
Disclaimers and limits
Card Compass is provided "as is". To the extent the law allows, we make no warranties about it, and we are not responsible for decisions you make based on it, such as which card you used, rewards you didn't earn, or a benefit or protection that didn't apply. To the extent the law allows, our total liability to you for any claim about the app is limited to the amount you paid us in the 12 months before the claim.
Ending your use
You can stop using Card Compass and delete your account at any time. We may suspend or close accounts that break these terms.
Changes
We may update these terms. We'll change the date at the top, and tell you in the app if a change is significant. If you keep using the app after a change, you accept the new terms.
Contact
Wise Travels LLC
support@cardcompassapp.com