Card CompassPrivacy Policy
Card Compass is an app that helps you choose which credit card to use and keeps track of the benefits on the cards you have. It is made by Wise Travels LLC ("we", "us"). This policy explains what the app collects, why, who else handles it, and how you can delete it.
The short version: we never ask for card numbers, bank logins or account balances. We do not sell your data, show ads, or use analytics or advertising trackers. You can delete your account and its data from inside the app at any time.
What we collect
| Data | Why | Where it's kept |
|---|---|---|
| Email address, and your name if you sign in with Google | To create your account and sign you in. Sign-in codes are sent to your email. | Our servers |
| The cards you choose (for example "Amex Gold"). Never card numbers. | To show your best card, credits and benefits, and to restore your wallet when you sign in on a new phone. | Our servers |
| Messages you send to the in-app assistant, and its replies | To answer your questions and keep your chat history. We also count how many messages you send each day to apply the free limit. | Our servers |
| Names of cards you ask us to add to the catalog | To add cards we don't list yet. | Our servers |
| Precise location, only when you tap "Where am I?" | To find the type of place you're at (restaurant, gas station, hotel) so we can pick your best card there. | Not stored. Sent from your phone directly to OpenStreetMap (see below). It is never sent to our servers. |
| Push notification token | To send you reminders, such as a credit that is about to expire. You can turn notifications off in your phone's settings. | Our servers |
| Subscription status (whether you have Pro, and when it renews) | To unlock Pro features. | RevenueCat and Google Play |
| Loyalty program numbers you type in | To show them quickly when you need them. | Only on your phone |
We do not collect your payment card details. Google Play handles all payments; we only learn whether your subscription is active.
Who else handles your data
We use these service providers to run the app. Each one only receives what it needs to do its job.
- Supabase hosts our database, sign-in and servers. It stores the account data listed above.
- Anthropic provides the AI that answers assistant questions. It receives your message, your card list and recent chat history so it can answer. It also receives the names of cards you ask us to add.
- OpenStreetMap (through the public Overpass service) receives your location when you tap "Where am I?", so it can return the places near you. This request goes straight from your phone.
- RevenueCat and Google Play process subscriptions and tell us whether Pro is active.
- Resend delivers sign-in codes to your email address.
- Google signs you in if you choose "Continue with Google".
- Expo delivers push notifications to your phone.
We do not sell or rent personal data, and we don't share it for advertising. We would only disclose it otherwise if the law requires it.
Security
All data is sent over encrypted connections (HTTPS). Our database only lets each signed-in user read and change their own records.
How long we keep it
We keep your account data until you delete your account. When you delete it in the app, your account and the data stored on our servers are deleted immediately. Records kept by Google Play and RevenueCat about past purchases follow their own retention rules and any legal requirements.
Your choices
- Delete your account: in the app, open the menu and choose Delete account. You can also request deletion without the app. See Delete your account.
- Location: the app only asks for location while you are using it. You can say no and still pick a category yourself.
- Notifications: turn them off at any time in your phone's settings.
- Access or correction: email us and we'll send you a copy of your data or fix it.
Children
Card Compass is meant for adults who have credit cards. It is not directed to children under 18, and we don't knowingly collect data from them.
Changes
If we change this policy, we'll update the date at the top. If a change is significant, we'll tell you in the app.
Contact
Wise Travels LLC
support@cardcompassapp.com